What exactly is Property and Casualty Insurance? Property insurance is all about protecting your personal belongings and assets like your home, car, and even your boat. On the other hand, Casualty insurance provides liability coverage in case you accidentally cause harm to someone or damage their property. It’s important to have both types of insurance to ensure you’re fully protected. Property insurance includes homeowner insurance, renter insurance, auto insurance, boat insurance, and more. Casualty insurance, on the other hand, includes general liability insurance, commercial auto insurance, and other types of coverage for businesses.

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